استقرار فرهنگ ریسک در مؤسسه‌های مالی

نوع مقاله: کاربردی

نویسندگان

1 استاد مدیریت منابع انسانی، دانشگاه تهران، ایران

2 دانشیار مدیریت سیستم‌ها، دانشگاه تهران، ایران

3 دانشیار مدیریت مالی، دانشگاه الزهرا، ایران

4 دانشجوی دکتری مدیریت منابع انسانی، پردیس البرز، دانشگاه تهران، ایران

چکیده

امروزه مدل‌های کمی و چارچوب‌های حاکمیتی برای مدیریت ریسک به خوبی ایجاد شده‌اند، با وجود این، جنبه‌های رفتاری، که در مفهوم فرهنگ ریسک متمرکز می‌شود، اغلب نامشخص بوده و نیازمند تلاش‌های فکری و توسعه تئوری‌های بیشتری است. ایجاد یک فرهنگ ریسک مناسب هنوز یکی از چالش‌های عمده در مدیریت ریسک است. هدف این مقاله تبیین جایگاه فرهنگ ریسک در مدیریت ریسک و تشریح وضعیت مؤلفه‌های آن در یکی از مؤسسه‌های مالی است. در این راستا سوابق پژوهش‌های پیشین، مدل‌ها وچارچوب‌های موجود بررسی شد. در طی مرور ادبیات، با مقایسه چارچوب‌های مختلف، ابعاد و مؤلفه‌های فرهنگ ریسک هیئت ثبات مالی مبنای آسیب شناسی قرار گرفت. در ادامه از طریق مصاحبه و بررسی سوابق و مستندات موجود و همچنین به‌کارگیری روش پیمایش و ابزار پرسشنامه ابعاد فرهنگ ریسک مورد آزمون قرار گرفت. یافته‌های پ‍ژوهش نشان می‌دهد که در ابعاد فرهنگ ریسک سازمان مورد بررسی در حد متوسط قرار دارد. در میان مؤلفه‌های فرهنگ ریسک نیز، برنامه‌ریزی جانشینی و توسعه استعدادها کمترین و پیامدهای مشخص و مالکیت ریسک بیشترین امتیاز را کسب نموده‌اند.
JEL: G01, G31, G32, M14
نحوه استناد به این مقاله : قلی‌پور، آ.، ابویی اردکان، م.، قالیباف اصل، ح.، و اسدی. ا. (1396). استقرار فرهنگ ریسک در مؤسسه‌های مالی. فصلنامه مدلسازی ریسک و مهندسی مالی،2(1)، 42-59.

کلیدواژه‌ها

موضوعات


عنوان مقاله [English]

Deployment of Risk Culture In Financial Institutions

نویسندگان [English]

  • aryan gholipour 1
  • mohammad abooyee Ardakan 2
  • Hassan Ghalibaf Asl 3
  • asghar asadi 4
1 Prof. Human Resource Management, University of Tehran, Iran
2 Associate Prof. Systems Management, University of Tehran, Iran
3 Associate Prof. Financial Management, university of Alzahra, Iran
4 Ph.D. candidate, Human Resource Management, Alborz campuse, University of Tehran, Iran
چکیده [English]

While quantitative models and governance frameworks for risk management are now well established, but behavioral aspects, which focuses on the concept of risk culture, often are unclear and requires intellectual efforts and develop more theories. Establish and maintain an appropriate risk culture is still one of the major challenges in risk management. In this paper, we attempt has been to clarify the status of the risk culture in risk management, different dimensions described in financial institutions and its status in one of the financial institutions group.
In this regard, as a starting point records of previous research, the available models and frameworks was investigated. During the review of the literature, by comparing the different frameworks, dimensions and cultural elements of risk Financial Stability Board was selected as a base. Then, through interviews and review records and documents, also using survey and questionnaire was tested aspects of risk culture. The findings show that the dimensions of the risk culture in the organization which is the case study, is average. Among the elements of risk culture, succession planning and talent development have obtained the lowest scores and outcomes specified and risk ownership have obtained the highest scores.
JEL: G01, G31, G32, M14
How to cite this paper: Gholipour, A., AbooyeeArdakan, M., GhalibafAsl, H., &Asadi, A. (2017). Deployment of Risk Culture in Financial Institutions. Quarterly Journal of Risk Modeling and Financial Engineering, 2(1), 42–59. (In Persian)

کلیدواژه‌ها [English]

  • Financial Institutions
  • Risk Management
  • Organizational Culture
  • Risk Culture

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