کریمى، م.، و شجاع، م. (1384). بررسى تحولات فعالیتهای خارج از ترازنامه در بانکدارى بینالمللی. مجموعة مقالات شانزدهمین همایش بانکدارى اسلامی، انتشارات موسسة عالى بانکدارى ایران، 375-409.
مدرس، ا.، و طالعفرد، ع. (1389). اثر فعالیتهای خارج از ترازنامه بر ریسک و بازدهی بانکها. دانش حسابرسی، 10(39). 39-57.
Aktan, B., Chan, S. G., ZikoviC, S., & Evrim-Mandaci, P. (2013). Off-balance Sheet Activities Impact on Commercial Banks Performance: An Emerging Market Perspective. Economic Research-Ekonomska Istrazivanja, 26(3), 117-132.
Bennett, B. (1986). Off Balance Sheet Risk in Banking: The Case of Standby Letters of Credit. Economic Review, (Win), 19-29.
Boot, A., & Thakor, A. (1991). Off-balance Sheet Liabilities, Deposit Insurance and Capital Regulation. Journal of Banking and Finance, 15(4-5), 825–846.
Boyd, A. W. A., & Graham, S. L. (1986). Risk, Regulation and Bank Holding Company Expansion into Nonbanking. Federal Reserve Bank of Minneapolis Quarterly Review, 10(2), 2-17.
Brewer, E., William, E., & James, T. (1996). Alligators in the Swamp: The Impact of Derivatives on the Financial Performance of Depository Institutions. Journal of Money, Credit and Banking, 28(3), 482–498.
Brooks, C. (2014). Introductory Econometrics for Finance. 3rd Edition. Cambridge University Press.
Calmes, C., & Liu, y. (2009). Financial Structure Change and Banking Income: A Canada–U.S. Comparison. Journal of International Financial Markets, Institutions and Money, 19(1), 128–139.
Calmes, C., & Theoret, R. (2010). The Impact of Off-balance-sheet Activities on Banksreturns: An Application of the ARCH-M to Canadian Data. Journal of Banking and Finance, 34(7), 1719–1728.
Chaudhry, M. K. (1994). Commercial Bank’s Off-Balance Sheet Activities and Their Relationship with Market-based Risk Measures. 4th AFIR International Colloquium, Orlando, 1241-1274.
Duran, M. A., & Lizano-Vivas, A. (2013). Off-balance-sheet Activity under Adverse Selection: The European experience. Journal of Economic Behavior and Organization, 85(1), 176–190.
Esty, B. (1998). The Impact of Contingent Liability on Commercial Bank Risk Taking. Journal of Financial Economics, 47(2), 189–218.
Fraser, D., Madura, J., & Weigand, R. (2002). Sources of Bank Interest Rate Risk. The Financial Review, 37(3), 351–367.
Gallo, J. G., Apilado, V. P., & Kolari, J. W. (1996). Commercial Bank Mutual Fund Activities: Implications for Bank Risk and Profitability. Journal of Banking and Finance, 20(10), 1775–1791.
Haq, M., & Heaney, R. (2012). Factors Determining European Bank Risk. Journal of International Financial Markets, Institutions and Money, 22(4), 965 – 718.
Hassan, K., Karels, G., & Peterson, M. (1994). Deposit Insurance, Market Discipline and Off-balance Sheet Banking Risk of Large U.S. Commercial Banks, Journal of Banking and Finance, 18(3), 575–593.
Hassan, M. K. (1993). The Off-Balance Sheet Banking Risk of Large US Commercial Banks. The Quarterly Review of Economics and Finance, 33(1), 51-59.
Hassan, M. K., Karels, G. V., & Peterson, M. O. (1993). Off-balance Sheet Activities and Bank Default-risk Premia: A Comparison of Risk Measures. Journal of Economics and Finance, 17(3), 69-83.
Karim, D., Liadze, I., Barrell, R., & Davis, E. P. (2013). Off-balance Sheet Exposures and Banking Crises in OECD Countries. Journal of Financial Stability, 9(4), 673-681.
Karim, M., Abd, Z., & Gee, C. S. (2007). Off-Balance Sheet Activities and Performance of Commercial Banks in Malaysia. ICFAI Journal of Financial Economics, 5(4), 67-80.
Karimi, M., & Shoja, M. (2005). Review of Evolutions in Off-balance Sheet Activities in International Banking, Handbook of Papers Written for the Sixteenth Islamic Banking Conference. Tehran: Iran, Publications of Iran Banking Institute, 375-409. (In Persian).
Khambata, D. (1989). Off-balance-Sheet Activities of US Banks: An Empirical Evaluation. Columbia Journal of World Business, 24)2(, 3–11.
Khasawneh, A., & Al-Hadassah, H. (2014). Risk and profitability in Middle East and North Africa Banking System: An Examination of off Balance Sheet Activities. The International Journal of Business and Finance Research, 8(3), 13-26.
Lepetit, L., Nys, E., Rous, P., & Tarazi, A. (2008). Bank Income Structure and Risk: An Empirical Analysis of European Banks. Journal of Banking & Finance, 32(8), 1452-1467.
Lewis, M. K. (1988). Off-balance Sheet Activities and Financial Innovation in Banking. PSL Quarterly Review, 41(167), 387-410.
Lin, Z. K. L. (2011). The Impact of Income Structure Change on the Risks of Chinese Commercial Banks [J]. Studies of International Finance, 5, 009.
Lynge, M., & Lee, C. (1987). Total Risk, Systematic Risk, and Off-balance Sheet Risk for Large Commercial Banks, Unpublished Working Paper, IL Faculty Working, University of Illinois at Urbana-Champaign, September, 1389.
Mishkin, F. S., & Eakins, S. G. (2015). Financial Markets and Institutions, Pearson, 8th Edition.
Modarres, A., & Tale Fard, A. (2010). The Effect of Off-balance Sheet Activities on the Risk and Returns of Commercial Banks. Journal of Accounting Knowledge, 10(39), 40-57. (In Persian).
Rose, P. S. (1989). Diversification of the banking firm. Financial Review, 24(2), 251-280.
Saunders, A., & Walter, I., (1994). Universal Banking in the United States: What Could We Gain? What Could We Lose? Oxford University Press, New York.
Stiroh, K. J., & Rumble, A. (2006). The Dark Side of Diversification: The Case of US Financial Holding Companies. Journal of banking & finance, 30(8), 2131-2161.
Wagster, J. (1996). Impact of 1988 Basel Accord on International Banks. Journal of Finance, 51(4), 1321–1346.
Ye, K. (2015). Off-Balance Sheet Activities and Bank Risks: an Investigation of the Listed Commercial Banks in China (1999–2013). Annals of Financial Economics, 10(01), 1550004.